Insure C-Store is powered by McKinney & Co.Trusted insurance for 40+ years(770) 723-9901
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Who we are

About Insure C-Store

Insure C-Store is a convenience store and gas station insurance specialist focusing exclusively on providing tailored risk management, not one-size-fits-all general liability. We are a licensed digital insurance agency for fuel retailers, C-store operators, and multi-location owners, with access to 50+ A-rated insurance carriers. As a specialist agency, we offer customized coverage that matches your risks and your budget.

Company profile
Providing policies since
1999
Policies delivered
5,000+
C-stores and gas stations
3,500+
Licensed agents
50+
Carrier appointments
50+ A-rated
Licensed states
20+
Office
Norcross, GA
Powered byMcKinney & Co.Trusted insurance for 40+ years
4.9/ 5Google reviews
28 statesWhere we write policies, and growing
30+A-rated carriers compared
20+ yearsProtecting c-stores and gas stations
500+Store owners covered
Our story

Our Story

Insure C-Store has been providing policies since 1999, delivering over 5,000+ policies to more than 3,500 C-stores and gas stations. We filled the gap by ending the suffering of several independent store owners facing huge losses due to poor policy design. Generalist brokers often sold policies that lacked environmental endorsements, inadequate crime coverage, or full coverage exclusion for liquor liability.

We created a specialized commercial insurance agency just to remove those blind spots. Our founder had a family-owned fuel distribution company where he worked for 15 years as a commercial retail underwriter and knew that the typical small business policy wasn't meant to cover the operational realities of today's gas stations and convenience stores.

We now have a team of 50+ licensed insurance agents working directly with premium carriers to create a coverage solution tailored to your needs. We don't just write policies; we secure futures. We are proud to be widely recognized for our customer service excellence, sustainability practices, trust, and integrity.

Our focus

Why We Specialize in Convenience Stores & Gas Stations

A Niche We Know Well

Convenience stores operate under continuous operational exposures that standard retailers never face. Whether it's from underground storage tanks and fuel pumps to high-volume cash transactions, 24-hour schedules to risk related to liquor sales, your risk profile shifts by the hour. That's exactly what our agents are trained for: to tailor policies that match your specific daily footprint.

Coverage Generalists Miss

Generalist agencies typically offer policies that leave behind risky uncovered gaps. Off-the-shelf coverage is almost always limited or excludes underground storage tank (UST) pollution liability and liquor liability coverage. We structure complete protection for environmental remediation, third-party property damage, and inventory loss so a single claim never jeopardizes your enterprise.

How we work

How We Work

Independent, Not Captive

We are an independent insurance company partner who works for you, and not the insurance carrier. Commercial insurance appointments are held directly with more than 50+ A-rated commercial insurance companies. This enables us to do a proper rate comparison, and also to negotiate competitive terms and discover appropriate carriers for your specific operational footprint.

Coverage First, Not Just the Cheapest Quote

The lowest cost policy is frequently the most costly in the event of a loss. An agent that skims on the expense by eliminating pollution coverage or restricting robbery limits is placing your entire business in jeopardy. We focus on strong, compliant coverage that will protect your cash flow and offer competitive rates while providing essential coverage.

How Fast You'll Hear Back

Delay is expensive when you require a Certificate of Insurance or need to secure an updated policy endorsement. We have a dedicated account team who answer all your quotes and policy inquiries within 24 hours. Our licensed agents can answer your questions, discuss your needs, and help make sure your business is protected.

The power of choice

We shop 30+ A-rated carriers so you don't have to.

  • Travelers
  • The Hartford
  • Chubb
  • Liberty Mutual
  • Nationwide
  • Zurich
  • CNA
  • Progressive
  • Philadelphia Insurance
  • Berkshire Hathaway GUARD
  • biBerk
  • AmTrust
  • Employers
  • Grange Insurance
  • Columbia Insurance
  • Encova
  • Admiral Insurance Group
  • Attune
  • Coterie
  • ERGO NEXT
  • AmWINS
  • CRC Group
  • RT Specialty
  • Burns & Wilcox
  • Jencap
  • Bass Underwriters
  • Jimcor Agencies
  • CharityFirst
Licensing

Where We're Licensed

Insure C-Store holds licenses to write commercial lines in 20+ states and offers local expertise and compliant coverage for single stores and multi-state franchises.

When you have multiple areas of operation across state lines, we take care of compliance and coordinate coverage for all of your properties under a unified coverage.

We currently write coverage in:

See the list of states
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Maryland
  • Michigan
  • Mississippi
  • Missouri
  • Nevada
  • New Jersey
  • New York
  • North Carolina
  • Ohio
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • West Virginia
  • Wisconsin
Reviews

What Our Clients Say

4.9Google reviews · Insure C-Store

This insurance agency guarantees that you receive the necessary coverage. Our agents, Nuruddin and Shenaz, were exceptionally helpful. They examined all the coverage we needed and suggested additional ones of which we were not aware. They obtained a highly competitive commercial insurance policy for us. We will certainly recommend this agency's services to our business colleagues and family friends.

Shoukat Dharani

Agents are extremely professional and provide top-notch services!! Will highly recommend their agency to businesses & individuals looking for insurance.

Hassan Bijani

One of the best insurance company in the market. Prompt response and best rates you could ever find... Will definitely recommend this company to anyone who is trying to save money and get the best coverage at the same time.

S Roy

Made the swap to McKinney last year for my business and still very happy I did so. Shahnaz and her team were very efficient in providing good service in a timely manner. She was very thorough in assessing my needs and even cut several things my old company was charging for that I never needed. Looking forward to continued business with this company.

Megan Butler

Very helpful and knowledgeable staff, outstanding customer service. Would strongly recommend. Thank you McKinney & Co.

Victoria Nunn

I am a client with McKinney since 2019. Everyone is so nice and very helpful. Especially whenever it's come to audit and workers' compensation, Yolanda is the best one.

Sean Eatonton Management LLC

Get Started

Stop relying on generalist policies that leave your business exposed to potential risks. Get a comprehensive coverage plan by partnering with Insure C-Store and leave the hard work to us. Talk to our licensed agents today or get your online quotes in under 24 hours.

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